Applying for a Vanquis credit card is an easy and quick way to help you build up your credit score. These cards are mainly aimed at those who have been turned down by other lenders and are designed to help them get back on their feet financially.
What is the easiest credit card to receive?
They also offer a number of tips on how to use the card responsibly and to avoid damaging your credit rating in the future. They’ll give you a limit of PS1,000 when you first get your card, then every five months they’ll increase it up to a maximum of PS4,000 if you keep on top of payments and don’t take on debt that’s too much for you.
You can apply for a vanquis credit card app from a variety of locations, including from your mobile phone or tablet. They also offer a pre-application eligibility check to help you determine if you’re likely to be accepted before completing the application process.
Depending on your eligibility, you could receive a decision within 60 seconds and have your application approved in less than an hour. However, this isn’t guaranteed and the lender will still carry out a number of checks on your credit history before deciding whether to offer you a credit card or other financial product.
As part of the Provident Financial Group, Vanquis Bank specialises in providing loans and credit cards to those who may have been turned away by other lenders. Its modern origination platform is built around the FICO Origination Manager Cloud Edition, which has helped the bank deliver better customer acquisitions and improve its overall credit offering.
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